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exercise1 min readLesson 7.5

Three-statement model connection

Finance — Read the Numbers · 30 min

The three financial statements are deeply connected: Net Income from P&L flows into Retained Earnings on the Balance Sheet. Depreciation from the Balance Sheet affects P&L expenses. Changes in Balance Sheet items (receivables, payables) affect Cash Flow. Understanding these connections is what separates founders who truly understand their numbers.

Key Takeaways

  • Net Income → Retained Earnings → Equity.
  • Changes in working capital affect cash flow.
  • The three statements tell one story from three angles.
  • Financial modeling = connecting all three statements.