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theory1 min readLesson 8.7

Working capital management

Finance — Advanced · 20 min

Working capital management ensures you have enough cash to operate day-to-day. Working Capital = Current Assets - Current Liabilities. Key components: Accounts Receivable (money owed to you), Inventory (product waiting to be sold), Accounts Payable (money you owe). The Cash Conversion Cycle measures how long cash is tied up.

Cash Conversion Cycle

CCC = DSO + DIO - DPO

DSO = Days Sales Outstanding, DIO = Days Inventory Outstanding, DPO = Days Payable Outstanding. Lower = better.

Key Takeaways

  • Working Capital = Current Assets - Current Liabilities.
  • CCC = DSO + DIO - DPO. Lower is better.
  • Hospital payments (DSO 60-90 days) create significant WC needs.
  • Negotiate longer DPO with suppliers to reduce WC burden.